About Hearth
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. Hearth works with various lending partners to show customers available financing options; all loans subject to credit approval.
Why Hearth
Hearth allows you to get pre-qualified without affecting your credit score. Customers are able to request project loans from $1,000 to $100,000 without using home equity. Get funded in as little as 24 hours if approved and pay the same amount back every month with no prepayment penalties.
How Hearth Works
1. Complete your loan request by answering a few questions to see available rates without affecting your credit score. 2. Receive competitive loan options and if eligible you will get personalized options from multiple lending parters. From there you can apply for your chosen loan. 3. Upon approval your funds become typically become available within one to five business days.